Marine Insurance
Marine insurance is an absolute must for every person moving overseas. You may ask "Do I really need it?". Well there is only answer to give. Yes, after all this is not your typical move down the street of across town. This is a move across the ocean which passes through many hands and goes through various obstacles. As such, one needs a strong and reliable insurance policy to protect you from the very moment you ship your household goods and appliances, till the final moment when they are delivered to your doorstep. This insurance could be all that you have in the event of damage, missing items or any catastrophe that could arise. This is the only way to protect your belonging.
There are many reputable insurance companies that offer all-risk Marine Insurance of household items. But make sure to insure your shipment for its full replacement value. Ask for the "all risk" policy, it is the most comprehensive and protective policy available to the consumer. Discuss with your International Movers representative how much the deductible will be in the case of a claim. Sometimes there are special deductibles for items such as a piano or computer. In order to fully protect your belonging, it is your responsibility to provide the insurance company with a detailed dollar value inventory list. The lack of such an inventory or any discrepancy / inaccuracy in the data may complicate or delay settlement of any claims. This is avoidable when documentation is precise.
Claim procedures requires that you notify the nearest office as indicated in your insurance policy for survey of damages, immediately after taking delivery of your shipment. You may do this by phone or in person, but do not fail to make a written report and keep a copy. The surveyors report, original insurance certificate, packing slip, bills and other documents, as required, will be submitted to the underwriters for approval of the claim. A well documented claim will always help expedite settlement.
